John Laramie is a Director with Chartwell and is the functional lead for Chartwell’s License Maintenance team. With deep knowledge and expertise in Money Service Business (MSB) regulatory compliance, John has over 15 years’ experience in organizational development and leadership including program management, governance, policy writing, and training administration.
John conducted licensing examinations of MSBs for five years as a Senior Financial Examiner with the Washington State Department of Financial Institutions including check cashers, payday lenders, currency exchangers, prepaid access providers, money transmitters, and virtual currency businesses. He evaluated MSBs compliance with federal anti-money laundering (AML) and sanctions programs, as well as states’ licensing requirements for financial condition, regulatory reporting, and consumer protection.
Prior to joining Chartwell, John was the Chief Compliance Officer for CEX.IO Corp, a global cryptocurrency exchange. In his role, John administered the compliance program and established the U.S. compliance department framework and supervised day-to-day implementation of the AML program, as well as maintenance of U.S. state money transmission licenses and business registrations.
John earned his Bachelor of Science in Business Management from Western Governor’s University. Additionally, John is a Certified Anti-money Laundering Specialist (CAMS), and holds certifications in project management, MSB examinations, and virtual currency investigations